Terms & Conditions
CARO Gold Affiliate Program
Brand: CARO Gold (A Brand of HSIS)
By applying to the CARO Gold Affiliate Program, you agree to the following terms and conditions:
CARO Gold Affiliate Program – Terms & Conditions
Participation in the CARO Gold Affiliate Program constitutes acceptance of these Terms & Conditions. CARO Gold Affiliate Program, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.
The CARO Gold Affiliate Program is open to individuals aged 18 years or above.
Participation in the program is free. No investment or inventory purchase is required.
Each affiliate will receive a unique referral link and/or coupon code for promotion.
Customers using your coupon code will receive the applicable discount offered by CARO Gold.
Commission is payable only on successful, genuine, and completed orders placed through your referral link or coupon code.
No commission will be paid on cancelled, returned, refunded, fraudulent, duplicate, or self-generated orders, unless approved by CARO Gold.
Commission rates, incentive structures, and payment schedules are confidential and may be changed by CARO Gold without prior notice.
Affiliates must not make false claims, misleading advertisements, or misrepresent CARO Gold, its products, prices, or offers.
Affiliates must comply with all applicable advertising and social media platform policies and clearly disclose affiliate relationships where required by law.
Affiliates may not use spam, fake accounts, misleading promotions, or any unethical marketing practices.
CARO Gold reserves the right to review, reject, cancel, or withhold commissions for any order suspected of fraud or misuse.
The affiliate agrees to keep all commercial discussions, commission details, business information, and promotional strategies strictly confidential.
CARO Gold reserves the right to suspend or terminate any affiliate account without notice in case of policy violations or misconduct.
CARO Gold may modify, suspend, or discontinue the Affiliate Program or these Terms & Conditions at any time.
Payout Threshold
- The minimum payout for the first commission withdrawal is ₹1,000.
- After the first successful payout, the minimum payout threshold will be ₹3,000 for all future withdrawals.
- Any unpaid commission below the threshold will automatically carry forward to the next payout cycle.
17. Right to Change Payout Policy
CARO Gold reserves the right to modify the payout threshold, commission structure, payment schedule, eligibility criteria, or any other Affiliate Program policy at any time without prior notice. Continued participation in the program constitutes acceptance of such changes.
18. Commission Approval
All commissions are subject to verification and approval by CARO Gold. Commission will become payable only after the applicable return, refund, cancellation, and fraud verification period has expired.
19. Intellectual Property
Affiliates may use CARO Gold’s logos, images, videos, and promotional materials only for the purpose of promoting CARO Gold. These materials remain the exclusive property of CARO Gold and may not be modified or used for any other purpose without prior written permission.
20. Coupon Code Ownership
All referral links and coupon codes remain the property of CARO Gold. CARO Gold may change, suspend, deactivate, or replace any coupon code or referral link at its sole discretion.
21. No Guaranteed Earnings
CARO Gold does not guarantee any minimum income or commission. Affiliate earnings depend entirely on successful, eligible purchases generated through the affiliate’s referral efforts.
22. Taxes
Affiliates are solely responsible for any taxes, duties, or statutory obligations applicable to the commissions they receive, as required under applicable law.
23. Limitation of Liability
CARO Gold shall not be liable for any indirect, incidental, or consequential losses arising from participation in the Affiliate Program or from suspension, modification, or termination of the program.
24. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts where CARO Gold’s principal place of business is located.
25. Final Decision
In the event of any dispute regarding commission eligibility, affiliate conduct, order validity, or interpretation of these Terms & Conditions, the decision of CARO Gold shall be final and binding.
HSIS
Brand: CARO
Gold Rate Lock Scheme – CARO Gold
Last Updated: July 2026
By placing a booking and making payment on this website, the customer agrees to the following terms and conditions:
1. Booking
The customer confirms that they have selected and booked the jewellery/gold bar under the Gold Rate Lock Scheme offered by CARO Gold.
2. EMI Plan
The customer may select an available 3, 6, or 12-month instalment plan at the time of booking.
3. Gold Rate Lock
The gold rate applicable to the selected product is locked on the booking date and shall remain fixed for that booking.
4. Payments
The customer agrees to pay the booking amount and all remaining EMIs according to the selected scheme and payment schedule.
5. Making Charges
Applicable making charges are included in the booking value and are non-refundable after booking confirmation.
6. Delayed EMI Payments
If an EMI is not paid on its due date, the customer may continue the booking by paying the pending EMI within the next 20 days from the due date. Delivery of the booked product shall not be made until all dues are cleared.
7. GST & Taxes
GST and other applicable taxes shall be charged as per prevailing government regulations. Any future change in GST or applicable taxes at the time of invoicing shall be borne by the customer.
8. Product Changes
The selected jewellery design or gold bar cannot be changed once the booking has been confirmed.
9. Delivery
The booked jewellery/gold bar will be delivered only after complete payment of all dues, taxes, and applicable charges.
10. Ownership
Until full payment and delivery, the booked jewellery/gold bar shall remain the sole property of CARO Gold.
11. Missed EMI, Reactivation & Cancellation
If an EMI remains unpaid for more than 20 days after its due date, the online EMI payment facility may be temporarily disabled.
The customer may request continuation of the booking by contacting CARO Gold through email or the contact form available on the website. CARO Gold may, at its sole discretion, reactivate the booking upon payment of the overdue EMI along with nominal reactivation charges, which may vary depending on the EMI amount and booking value.
If the customer does not make payment or contact CARO Gold within 45 days from the EMI due date, the booking shall be treated as cancelled permanently, and no reactivation request shall be accepted thereafter.
After cancellation, the customer may apply for a refund as per the applicable refund policy. If the customer:
- does not accept the refund;
- does not provide bank account details; or
- remains unreachable or does not contact the company,
the refundable amount shall remain reserved with CARO Gold until claimed by the customer. No interest, compensation, or additional amount shall be payable by CARO Gold on such retained funds.
12. Gold Price Changes on Cancellation
In case of cancellation:
- Any decrease in gold price may be adjusted.
- Any increase in gold price shall not be payable to the customer.
13. Transfer of Benefits
The benefits and rate lock under this scheme are non-transferable and cannot be assigned to another person.
14. Collection of Product
At the time of delivery, the customer may be required to provide booking details and valid identification documents.
15. Dispute Resolution
Any dispute arising under this scheme shall be subject to the exclusive jurisdiction of the courts of Malerkotla, Punjab, India.
16. Acceptance
By ticking the acceptance checkbox and proceeding with payment, the customer confirms:
“I have read, understood, and accepted all Terms & Conditions of the Gold Rate Lock Scheme offered by CARO Gold.”
Disclaimer
All payments made under this scheme are advance payments and do not constitute a sale until the final invoice is generated and the jewellery/gold bar is delivered to the customer.
CARO Gold reserves the right to amend these Terms & Conditions, policies, and procedures from time to time in accordance with applicable laws and business requirements.